NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 17, 2014
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,841.00
MORTGAGOR(S): Cheryl Toutges, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Summit Mortgage Corporation, a Corporation, its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: April 22, 2014 Clay County Recorder Document Number: 732936
ASSIGNMENTS OF MORTGAGE:
And assigned to: PENNYMAC LOAN SERVICES, LLC
Dated: March 30, 2021
Recorded: March 30, 2021 Clay County Recorder Document Number: 813856
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100061907000404293
Lender or Broker: Summit Mortgage Corporation, a Corporation
Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Clay
Property Address: 1138 20th St N, Moorhead, MN 56560-1843
Tax Parcel ID Number: 58.125.0520
LEGAL DESCRIPTION OF PROPERTY: The North 1/2 ofL0t 15, in Block 9, ofBuland's
Sixth Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,875.40
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 06, 2021 at 9:00 AM
PLACE OF SALE: Sheriffs Main Office, 911 1 Ith Street North, Moorhead, Minnesota 56560
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. 5580.30 or the property is not redeemed under
Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 1 1 :59 p.m. on January 06, 2022, or the next business day if January 06, 2022 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE
MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,
SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED
PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: May 24, 2021
ASSIGNEE OF MORTGAGEE: PENNYMAC LOAN SERVICES, LLC
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
7616 Currell Blvd; ste 200
Woodbury, MN 55125-2296
File Number: 044822F01