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Date:
July 11, 2019
Time:
8:50 AM - 9:00 AM
Time Details:
MUST BE PRESENT AT 9:00 AM TO BID
Location:
LAW ENFORCEMENT CENTER
Address:
911 11th Street North
Moorhead, MN 56560
Contact:
219-299-5151
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4013 9th Street South, Moorhead

Thursday, July 11, 2019

VISION BANK VS MIRANDA MURRAY

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 9, 2017

MODIFICATION OF MORTGAGE: None

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,278.99

MORTGAGOR(S): Miranda M. Murray, a single person

MORTGAGEE: VISIONBank

DATE AND PLACE OF FILING MORTGAGE: January 23, 2017 - Doc. No. 765323, Clay county Recorder

DATE AND PLACE OF FILING MODIFICATION OF MORTGAGE: None

ASSIGNMENTS OF MORTGAGE: None

TRANSACTION AGENT: None

TRANSACTION AGENT MORTGAGE IDENTIFICATION NUMBER: None

LENDER OR BROKER: VISIONBank

RESIDENTIAL MORTGAGE SERVICER: None

LEGAL DESCRIPTION OF PROPERTY: The North 42 feet of Lot Four (4), LESS the North 2 feet thereof, in Block One (l), of Prairie Skies First Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Clay County PROPERTY ADDRESS: 4013 9th Street south, Moorhead, MN 56560

TAX PARCEL ID NO: 58.608.0040

THE AMOI-NT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $88,686.04. THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

Sheriff of said county as follows:

DATE AND TIME OF SALE: July 11, 2019 - 9:00 a.m.

PLACE OF SALE: Sheriff's Main Office, Clay County Law Enforcement Center, 911 11 th Street, Moorhead, MN 56561.

To pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 p.m. on January 11, 2020, or the next business day if January 11, 2020 falls on a Saturday, Sunday or legal holiday.

*THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: May 17, 2019.

VISIONBank, Mortgagee JONATHAN FAY, P.C.

BY: /s/Jonathan R. Fay

Jonathan R. Fay, ID #173721

Attorneys for Mortgagee

500 Second Avenue North, Suite 400

Fargo, ND 58102

(701) 293-9190

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR